Manager’s Special Ask us about our great Pinnacle Money Market rates!
3 Months
.75%
$1,000
$10
6 Months
1.00%
$1,000
$10
12 Months
1.25%
$1,000
$10
18 Months
1.50%
$1,000
$10
24 Months
1.75%
$1,000
$10
36 Months
1.75%
$1,000
$10
48 Months
1.75%
$1,000
$10
*The Annual Percentage Yield (APY) is accurate as of the Effective Date listed above. Fees may reduce earnings on an account. A substantial penalty may be imposed for early withdrawal of time accounts. Certificates of Deposit accounts earn a fixed rate of interest until maturity. Deposits insured by the FDIC up to the current FDIC limits and by the DIF up to any amount in excess of FDIC limits. The APY assumes interest remains on deposit until maturity.
*The Annual Percentage Yield (APY) is accurate as of the Effective Date listed above. Fees may reduce earnings on an account. A substantial penalty may be imposed for early withdrawal of time accounts. Individual Retirement Accounts earn a fixed rate of interest until maturity. Deposits insured by the FDIC up to the current FDIC limits and by the DIF up to any amount in excess of FDIC limits.
*The Annual Percentage Yield (APY) is accurate as of the Effective Date listed above. Fees may reduce earnings on an account. The rate on accounts is variable and may change after the account is opened. Deposits insured by the FDIC up to the current FDIC limits and by the DIF up to any amount in excess of FDIC limits. ** This Account is only available with Pinnacle Checking.
*The Annual Percentage Yield (APY) is accurate as of the Effective Date listed above. Fees may reduce earnings on an account. The rate on accounts is variable and may change after the account is opened. Deposits insured by the FDIC up to the current FDIC limits and by the DIF up to any amount in excess of FDIC limits.
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and, if applicable, mortgage insurance.
*Annual Percentage Rate (APR) accurate as of the Effective Date listed above. All APRs listed above are based on a $100,000 mortgage and assume a 20% downpayment. Financing is available up to 97% Loan-to-Value. Private Mortgage Insurance (PMI) required if the downpayment is less than 20%. PMI may increase the APR. Rates on all ARM products may change after consummation of the loan and may increase. Other terms and limitations may apply. Loans subject to credit application and approval. Rates are subject to change without notice.
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and, if applicable, mortgage insurance.
*The Annual Percentage Rate (APR) is accurate as of the Effective Date listed above. All APRs listed above are based on a $100,000 mortgage, assume a 20% downpayment and are for loans up to $417,000. Financing is available up to 97% Loan-to-Value. Private Mortgage Insurance (PMI) required if the downpayment is less than 20%. PMI may increase the APR. Other terms and limitations may apply. Loans subject to credit application and approval. Rates are subject to change without notice.
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and, if applicable, mortgage insurance.
*Annual Percentage Rate (APR) for Home Equity Loans is accurate as of the Effective Date listed above. Minimum loan is $10,000. You may borrow up to 80% of appraised value. Property insurance required. Flood Insurance required where applicable. Available for owner-occupied 1-4 family residences. Loans subject to credit application and approval.
*The Annual Percentage Rate (APR) is based on the Prime Rate as published in The Wall Street Journal as of the Effective Date shown above, currently 3.25% plus 0% with a floor of 4.00%, and may vary monthly. Minimum monthly payment during the 10-year draw period is interest-only. During the 10-year repayment period, the minimum payment is 2.00% of the outstanding principal balance plus the accrued interest; balloon payment may result. New Home Equity Lines only, Minimum draw/advance required at time of closing is $10,000. You may borrow up to 80% of appraised value for this promotion. Maximum annual percentage rate is 18%. Property insurance required. Flood insurance required where applicable. Available for owner-occupied 1-4 family residences. Loans subject to credit application and approval. There are fees associated with Home Equity Lines, which will be waived if you establish a deposit relationship with Hoosac Bank or Williamstown Savings Bank. These costs range between $49 and $500. Loans subject to credit application and approval.
Annual Percentage Rate (APR) accurate as of the Effective Date listed above. All APRs listed above assume a 20% downpayment. Other terms and conditions exist. Loans subject to credit application and approval.
Annual Percentage Rate (APR) accurate as of the Effective Date listed above. Rates are subject to change without notice. Loans subject to credit application and approval.
Annual Percentage Rate (APR) accurate as of the Effecitve Date listed above. Rates are subject to change without notice. Loans subject to credit application and approval.
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We monitor this web site for security purposes to ensure it remains available to all users and to protect information in the system. By accessing this web site, you are expressly consenting to these monitoring activities. Unauthorized attempts to defeat or circumvent security features, to use the system for other than intended purposes, to deny service to authorized users, to access, obtain, alter, damage, or destroy information, or otherwise to interfere with the system or its operation is prohibited. Evidence of such acts may be disclosed to law enforcement authorities and result in criminal prosecution under the Computer Fraud and Abuse Act of 1986 and the National Information Infrastructure Protection Act of 1996 (Pub. L. 104-294), (18 U.S.C. 1030), or other applicable criminal laws.
Hoosac Bank has chosen not to participate in the FDIC’s Non-interest Bearing Transaction Account Guarantee Program. Customers of Hoosac Bank with non-interest-bearing transaction accounts will continue to be insured through December 31, 2009 for up to $250,000 under the FDIC’s general deposit insurance rules. Deposits in excess of $250,000 will continue to be insured by the Depositors Insurance Fund.
Hoosac Bank and Williamstown Savings Bank are wholly owned subsidiaries of MountainOne Financial Partners, MHC Privacy Policy / Terms & Conditions
93 Main Street, North Adams, MA 413-663-5353 / 296 Main Street, Williamstown, MA 413-458-9503
Member FDIC / Member DIF
